Compare card machines and payment providers for UK businesses
Find the right payment solution based on your turnover, business type and how you sell — without paying for features you do not need.
Enter your monthly card sales to see estimated costs
| Provider | Best for | Card fee | Est. monthly cost* | Contract | WMP score | Action |
|---|---|---|---|---|---|---|
SqSquare |
🏆 Best overall | 1.75% | — | None | Check latest price | |
LoLopay |
💷 Best value | 0.79-0.99% | — | None | Check latest price | |
SuSumUp |
⭐ Best for ease of use | 1.69% | — | None | Check latest price | |
ZeZettle |
PayPal users | 1.75% | — | None | Check latest price |
*Based on £10,000 monthly card turnover and £35 average transaction unless you change the figure above. Actual costs may vary — these are four of the ten card readers we compare in full. Pricing checked 30 July 2026. We may earn a commission when you sign up through a link on this page — see our Affiliate Disclosure.
Every type of mobile payment solution, in one place
Six categories covering how UK businesses take and manage payments — updated as new providers enter the market.
Card Readers
SumUp, Zettle, Square, Dojo & more
Portable and countertop card readers for taking chip, contactless and mobile wallet payments face to face.
Compare card readers →Payment Gateways
Stripe, PayPal, Adyen, Checkout.com & more
Online payment processing for websites, apps and subscriptions, built for developers and no-code platforms alike.
Compare gateways →POS Systems
Toast, Lightspeed, Clover, Square & more
Full point-of-sale tills for restaurants, retail and hospitality — stock, staff and sales in one system.
Compare POS systems →Ecommerce Payments
Shopify Payments, Klarna, Apple Pay, Google Pay
Checkout and buy-now-pay-later options that lift conversion on your online store.
Compare ecommerce →Merchant Accounts
Elavon, Worldpay, Fiserv, Global Payments
The bank-side infrastructure that settles your card takings — often paired with a gateway or POS.
Compare merchant accounts →Business Banking
Revolut, Tide, Monzo, Starling & more
Mobile-first business accounts and open banking tools for managing money on the go.
Compare accounts →What could you be paying in card fees?
Move the slider to your rough monthly card takings and average sale value. We'll estimate the monthly cost across the three most common pricing structures — so you know what "good" looks like before you compare individual providers.
Illustrative estimate only, based on typical blended rates. Actual pricing varies by provider, sector and turnover — always check the provider's own rate card.
We help businesses save money on mobile payments
Cost savings
Comparing providers side by side helps you avoid overpaying for card processing fees, bank charges and features you don't need.
Independent comparisons
Our comparison pages set providers side by side on fees, contracts and hardware, so you can judge fit for your business, not ours.
Faster decisions
Skip weeks of sales calls. See who's actually a fit for sole traders, small businesses or enterprise in minutes.
Built for every stage
Whether you're starting out, growing fast or running a large organisation, we segment recommendations to match.
Security & reliability
We highlight PCI DSS compliance, uptime and support quality — not just headline rates.
Practical guides
Plain-English guides on starting, growing and managing the cost of your business with mobile payments.
Get more from your business, not just your provider
Starting a Business
Careful planning, the right structure and the right first payment setup — what to get right from day one.
Learn more →Growing a Business
Mobile payments increase the speed, efficiency and convenience of transactions as your customer base grows.
Learn more →Managing Business Costs
Reduce operational costs and get better insight into sales and customer behaviour with the right tools.
Learn more →Not sure where to start?
Tell us your business size and we'll point you to the right comparison.